A mutual fund in the hybrid category that automatically resets the asset mix of stocks, bonds and cash equivalents in its portfolio according to a selected time frame that is appropriate for a particular investor. A target-date fund is similar to a life-cycle fund
except that a target-date fund is structured to address some date in
the future, such as retirement. Its returns are not guaranteed, but
depend on how the market performs.
BREAKING DOWN 'Target-Date Fund'
For example, a younger worker hoping to retire in 2050 would choose a
target-date 2050 fund, while an older worker hoping to retire in 2025
would choose a target-date 2025 fund. Because it has a longer time horizon,
the 2050 fund would likely be weighted heavily toward stocks, with a
relatively small percentage of bonds and cash equivalents, while the
2025 fund would hold relatively more bonds and cash equivalents and
fewer stocks so it would be less volatile and more likely to contain the assets the investor needs to begin making withdrawals in 2025.
Target-date funds are popular with 401(k) plan
investors. Instead of having to choose a number of investments to
create a portfolio that will help them reach their retirement goals,
investors simply choose a single fund designed to help them reach that
goal. The fund’s managers then rebalance the fund’s assets each year and
keep its investments on track to meet the fund holders’ goal of using that investment to begin paying for their retirement in a particular year.
While proponents cite the convenience to investors of putting their
investing activities on autopilot in one fund, critics are wary of these
funds' one-size-fits-all approach. They don’t take into account that
one investor wanting to retire in 2050 might have a different risk tolerance
than another investor wanting to retire in the same year. Also, a fund
with the same target date can have varying levels of risk and investment
expenses depending on which brokerage is offering it.
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Lomiko Metals Receives Updated Buy Recommendation from SeeThruEquity with
$0.19 Target Price a Premium of 375% -
Vancouver, British Columbia--(Newsfile Corp. - December 15, 2015)
- New York based SeeThruEquity has updated coverage on Lomiko Metals
(TSXV: LMR) (FSE: DH8B) (OTCQX: LMRMF). Analyst Amit Tandon reiterated
his speculative rating, and a target price of $0.19, a premium of 375%
to the $0.04 price on December 14th, the day the report was issued.
has produced a "video news alert" which provides a brief overview of
the company. If this link is not enabled, please visit
www.InvestmentPitch.com and enter "Lomiko" in the search box.
Lomiko is engaged in the acquisition, exploration and development of
resource properties that contain minerals for the new green economy,
specifically graphite. In addition to developing high quality graphite
plays, including the La Loutre Crystalline Flake Graphite Property and
the Quatre Milles Graphite Properties in Quebec, Lomiko is pursuing
synergistic growth opportunities in the technology and new energy
The company plans to leverage its position in the
manufacturing of graphene, a graphite derivative up to 200x stronger
than structural steel, which also possesses very high thermal and
electrical conductivity properties. There are several long-term demand
catalysts for high grade graphite, including from the lithium-ion
battery industry, automotive demand from projects similar to the Tesla
Gigafactory, as well as potential new applications of graphite
derivative graphene, including 3D printing, LED drivers and power
The company's wholly owned subsidiary,
Lomiko Technologies, appears to be nearing commercialization for its
innovative new Spider Charger™, developed by the company as a result of
technology acquired through Lomiko's licensing agreement with Megahertz
Power Systems Ltd.
SeeThruEquity believes there is clearly a large
market potential for the Spider Charger™, which has applications for
residential and commercial builders, airlines, schools, and businesses
such as coffee shops, with clientele seeking charging stations for their
portable electronic devices.
Lomiko recently initiated a Kickstarter campaign to fund safety and green certifications for commercial use.
December 4th, Lomiko announced flake graphite intersections of 37.4
meters of 4.4% including 10.3 meters of 5.6%, and 48 meters of 3.1%
including 8.9 meters of 6.1% at their 2,900 hectare La Loutre Crystalline Flake Graphite Property in Quebec.
A. Paul Gill, CEO stated: "We continue to see excellent results for La Loutre. Each drill result provides better definition of the property's potential."
company currently trades at $0.035, well below the $0.19 target price,
and with 152 million shares outstanding, the company is capitalized at
$5.3 million. Lomiko owns 4.4 million shares of 3D Labs (TSXV: GGG)
which is valued at $1.2 million.
For more information about
Lomiko, please visit the company's website www.lomiko.com, contact A.
Paul Gill, President & CEO at 604-729-5312 or email email@example.com.
For more information about SeeThruEquity or to obtain a copy of
their research report, please visit the company's website
www.seethruequity.com or contact Amit Tandon, Director of Research, at
646-495-0939 or email firstname.lastname@example.org. About InvestmentPitch
Media is arguably the largest producer and distributer of video
content, primarily for small and mid-cap companies. The company
specializes in producing short videos based on significant news
releases, research reports and other content of interest to investors.
Barry Morgan, CFO
Lomiko Technologies Approves SPIDERCHARGER(TM) Prototype for Kickstarter
VANCOUVER, BC / ACCESSWIRE / November 16, 2015 / Lomiko Metals Inc. (TSXV: LMR) (OTCQX: LMRMF) (FSE: DH8B.F) ("Lomiko") and its 100% owned subsidiary Lomiko Technologies Inc.are
pleased to announce that internal testing has confirmed the
SPIDERCHARGER(TM) device is completely functional and ready for safety
"Lomiko is firing on all cylinders. With
favourable results at La Loutre Graphite Property, developments for our
licensed products, Graphene 3D Lab acquiring a $ 1 Million USD revenue
stream recently and Graphene ESD working with Stony Brook University, we
are on the way to achieving our objectives," stated A. Paul Gill, CEO.
Lomiko will being previewing theSPIDERCHARGER(TM)soon
through Kickstarter to raise awareness of the product among retail and
wholesale customers as well as distributors, and to raise a small amount
for safety certification of the product.
About Lomiko Technologies Inc.
Lomiko Technologies was established in April, 2014 and currently holds 4,396,970 shares of Graphene 3D Lab (www.Graphene3DLab.com), 40% Of Graphene Energy Storage Devices (www.Graphene-ESD.com), and a license for the manufacture and sale of three products from Megahertz.
About Lomiko Metals Inc.
Metals Inc. is a Canada-based, exploration-stage company. The Company
is engaged in the acquisition, exploration and development of resource
properties that contain minerals for the new green economy.
For more information on Lomiko, review the website at www.lomiko.com, contact A. Paul Gill at 604-729-5312 or email: email@example.com.
On Behalf of the Board "A. Paul Gill"Chief Executive Officer We
seek safe harbor. Neither TSX Venture Exchange nor its Regulation
Services Provider (as that term is defined in the policies of the TSX
Venture Exchange) accepts responsibility for the adequacy or accuracy of
this release. SOURCE: Lomiko Metals Inc.